Fractional Finance Department

Why the best-run businesses don't hire a finance team — they get Reckonwell.

A dedicated scalable finance team for founder-led businesses — bookkeeping, compliance, and founder support, without the cost or risk of hiring in-house.

Certified & Partnering With

Revolut Business logo
Tide Bank logo
Xero logo
QuickBooks logo
ICO Registered · Data Protection Reg. CSN3799691Professional Indemnity Insurance Held

Onboarded in 48 hours

Share access to your bank and invoicing tools — we handle the rest.

What is a Fractional Finance Department?

A Fractional Finance Department is a dedicated scalable finance team — covering bookkeeping, management accounts, compliance, and founder support — delivered as a flat monthly service instead of hiring in-house. You get the capability of a full finance function at a fraction of the cost, with none of the employment risk, recruitment overhead, or management burden.

Most accounting falls into two camps. We built a third.

Neither DIY spreadsheets nor a once-a-year accountant give founders what they actually need — timely numbers they can act on.

How often your books are updated
DIY
Traditional
Reckonwell
Whenever you find time
Once a year, at filing deadline
Daily
When you find out about a problem
DIY
Traditional
Reckonwell
Usually too late
Months after it happened
Within days
Who does the work
DIY
Traditional
Reckonwell
You
An accountant you speak to once a year
A dedicated finance team member who knows your business
Software
DIY
Traditional
Reckonwell
Whatever you can figure out
Varies by firm
Xero / QuickBooks, set up properly from day one
HMRC & compliance
DIY
Traditional
Reckonwell
You handle it, or scramble each deadline
Filed on time, little else
Filed on time, plus daily bookkeeping so nothing is ever a surprise
What it costs you
DIY
Traditional
Reckonwell
Your time (the real cost)
Often unpredictable, scope creep
Transparent pricing — see your exact price in 2 minutes

We're not just another compliance box-tick. We're the finance function most founders wish they had.

Three pillars. One team.

Every Fractional Finance Department engagement covers all three areas — not as add-ons, but as a single integrated service.

Finance Operations

Daily bookkeeping, management accounts, and real-time visibility into your cash position. Your books are never behind — month end is just another day.

Compliance

VAT returns, payroll, year-end accounts, and Corporation Tax filed on time, every time. No surprises, no scrambling at deadline.

Founder Support

A named finance team member who knows your business, reads the patterns, and reaches out before you think to ask. Not a portal — a person.

The difference is everything.

✕ Before Reckonwell
  • tabs everywhere
  • Slack messages
  • invoices missing
  • accountant replies late
  • cashflow unclear
  • admin ruins evenings
✓ After Reckonwell
  • finance function runs
  • reports arrive
  • invoices handled
  • systems organised
  • founder has mental space again

What does it actually cost to hire?

Configure your requirements below and see a side-by-side comparison of the true cost of hiring in-house versus working with Reckonwell. Limited Company only.

Live — updates instantly

Before You Calculate

You know what you pay. Do you know what it's really worth?

Most founders can tell you what they pay their bookkeeper. Few can tell you what it would cost to also cover the things that quietly go wrong — unchased invoices, unclear cash position, problems discovered a month too late because the books close once a month.

Answer a few questions below and see your real number in two minutes.

1Business Type
2Industry
3Bookkeeping
Is bookkeeping required?
4What's Included

Bundled into bookkeeping — no separate charge

Accounts Receivable

Making sure invoices are issued, chased, and paid.

Accounts Payable

Clarity on what you owe and when it's due.

Do you need senior-level financial analysis & advisory?
Dynamic budgetsWorking capital monitoringForecastingManagement accounts & reportingKPI dashboardsScenario planningCredit control

All included — £1,000/month flat

Do you need fundraising & investor support?

Cap table support, investor reporting, and fundraise readiness — genuinely CFO-level work, priced separately from the analysis package above.

£1,000/month flat

5Payroll
Is payroll required?
6VAT Returns
Do you need VAT returns filed?
7Self Assessment
Is Self Assessment to be done?

Your Reckonwell Price

£0/mo

vs. £2,887.50/mo to hire this in-house

You Could Save

£2,888/mo

£34,650/year vs. hiring in-house

Book a Call

One Quote. 48 hours. Done.

From first conversation to fully operational — with less friction than you expect.

01

Get Your Instant Quote

Answer a few quick questions about your business and see your exact price in under two minutes. No call required.

02

Book a Call (Optional)

Prefer to talk it through first? A 20-minute conversation. We learn your business and you leave with a clear picture of what working together looks like. No obligation, no pressure.

03

We Set Up Your Books in 48 Hours

We connect to your bank feeds, migrate your existing data, and get everything clean and current within two working days. You do not lift a finger — we coordinate everything.

Includes

  • Bank & card reconciliation
  • Expense categorisation
  • Sales & invoice tracking
  • Director loan account monitoring
04

Daily Work Begins Immediately

From day one, your dedicated team is in your accounts every morning. Transactions processed, positions updated, anything unusual flagged before it becomes a problem.

05

You Focus on Your Business

We handle the numbers. You get monthly reports, quarterly reviews, and a team you can call whenever you want clarity. Your only job is to lead. That is the entire arrangement.

Built for founder-led businesses.

  • Spending founder time on bookkeeping instead of growth
  • Books a month or more behind
  • Outgrown current accountant but don't need a CFO yet
  • Want daily visibility, not a monthly surprise

Our Sweet Spot

“We work best with founder-led and owner-managed businesses billing between £250k and £10m annually — typically companies that have outgrown a sole-trader accountant but aren't large enough to justify an in-house finance director.”

When the finances are handled, everything else gets easier.

Tech / Manufacturing

£20k

recovered in missed R&D credits

A manufacturing tech founder had never claimed R&D Tax Credits. We identified three years of eligible claims, filed them, and had the money back within 12 weeks.

I had no idea that was even possible. Reckonwell paid for themselves ten times over.

Oliver Hartley, Founder

Digital Marketing Agency

£10k+

saved in unnecessary VAT payments

An agency was over-declaring VAT due to incorrect categorisation. We corrected two years of filings, reclaimed the overpayment, and restructured their process.

Finally, an accountant who actually looks at the numbers rather than just filing them.

Priya Mehta, Director

E-Commerce Brand

£15k+

in cash flow freed up within 90 days

A DTC brand was paying suppliers 30 days early with no benefit. We restructured their payment terms, aligned cash flow cycles, and freed up significant working capital.

We went from constantly watching the bank balance to actually planning the next six months.

James Whitfield, CEO

Vadim, Founder of Reckonwell

Hello, I am Vadim

“I built Reckonwell because the directors I admired most were spending their sharpest hours on things that had nothing to do with why they built their business. That always struck me as wrong — and entirely fixable.”

Common questions.

Your finance team is ready.

See what you could save with the calculator above, or book a discovery call to talk through your specific situation.