Fractional Finance Office

Experience of having in-house finance team for the fraction of the cost.

Fully Automated. Complete Peace of Mind.

THE PROBLEM

You're running your business without real financial control

You make decisions every day — on hiring, investment, and growth — but your financial data is weeks out of date. By the time your accountant delivers last month's numbers, the moment has already passed.

30 Days

The average lag between a financial event and a business owner learning about it under a traditional model.

Cash surprises

Problems appear without warning — and at the worst time.

No early warning

Cash pressure builds in silence until it becomes a crisis.

Finance is reactive

You're always catching up — never ahead.

THE SOLUTION

We provide piece of mind that most of the Accounting Firms don’t offer

Daily Cash Flow monitoring and alerts

We let you know if Sales Invoices are overdue or you are overspending before this becomes a problem.

48-hour Finance Method

We process transactions within 48 hours - it means your Xero or Quickbooks dashboards are up to date giving you insights of the business.

A finance department experience - without the overhead

💬 Direct access via WhatsApp & email

🔒 Licensed Accounting Practice

🤝 Can work alongside your CFO or accountant

🔄 Xero & QuickBooks certified advisors

🌐 Trusted partner network

Legal · VC · Private banking · Concierge· Business Finance

PRICING

Simple, Transparent Pricing

Our core virtual finance office services start from just £200 / $300 per month.

Optional add-on services are available at discounted rates for Reckonwell clients.

Final Account Submission

Corporation Tax Submission

VAT Submissions

R&D Tax Credits

Patent Box

CLIENT SUCCESS STORIES

Measurable Impact Across Industries

Our commitment to continuous finance delivers tangible results, empowering businesses to achieve greater clarity, efficiency, and profitability.

Technology & Manufacturing Company

Impact

• c. £50,000 annual logistics savings
• +6–9% gross margin improvement
• Real-time margin monitoring via dashboard

From reactive firefighting to disciplined control.

Digital Marketing Agency

Impact

• c. £10,000+ annual cashflow optimisation
• Zero late VAT penalties
• 100% visibility over future obligations

From guessing to knowing.

E-Commerce Brand

Impact

• c. £23,000+ annual profit recovery
• Improved stock turnover
• Stabilised operating cashflow

From growth without control to profitable scale.

MEASURABLE IMPACT

Real Money Saved - Real Fast

Our 48-hour finance method doesn't just improve visibility - it translates directly into significant cost savings and increased operational efficiency for your business.

£30k-£38k / $38k-$48k

annually saved by preventing overdraft fees and emergency borrowing.

£20k-£25k / $25k-$32k

annually saved in fees, interest, and better terms.

£10k-£25k / $10k-$32k

annually saved in fees, interest, and better terms.

£95k / $120k

annually saved - no need for in-house finance hires.

The cumulative impact of these improvements can lead to hundreds of thousands in annual savings and revenue enhancements for your business.

Data sources: Sage, CB Insights, Xero, Intuit, British Business Bank, HMRC, AccountsIQ

Message from our Founder

Hi, I’m Vadim, founder of Reckonwell

Over the years, working with business owners, I’ve seen the same struggles again and again: bookkeeping done too late, accountants only showing you history, no real visibility on cashflow, and constant stress about whether the business is truly under control.

It became clear to me - the old way of bookkeeping and accounting isn’t enough anymore. Businesses don’t just need compliance; they need clarity, speed, and control.

That’s why I created the concept of the Virtual Finance Office (VFO).
It’s not just bookkeeping, not just accounting - it’s your entire finance operations run for you, like having a full finance team, but for the fraction of the cost.

With Reckonwell VFO:

  • Your books are always up to date (daily, not monthly).

  • Your cashflow forecasts show you the future, not the past.

  • Your bills, taxes, and receivables are all under control in one place.

So you can focus on growing your business with confidence, knowing your finances are in safe hands.

Request Free consultation.

FAQs

    1. Book a call or leave your details on a contact form.

    2. Initial consultation to confirm requirements.

    3. Sign proposal and engagement letter

    4. Confirm identity and company details over a mobile app (takes less than 5 minutes)

  • At Reckonwell, we are currently offering the service to eCommerce, SaaS, Technology enabled businesses

  • No, you keep strategic finance inhouse - we take care of systems

  • In order to provide our services, we use Xero