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Fractional Finance

Fractional Finance

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Partner with Us

Standalone compliance service — no ongoing engagement required.

Need a full finance team? See Fractional Finance →

Self-Employed
Accounting

For freelancers, contractors, and sole traders. We handle your Self Assessment, keep your tax position clear all year, and make sure you never miss a deadline.

Most accounting falls into two camps. We built a third.

Neither DIY spreadsheets nor a once-a-year accountant give founders what they actually need — timely numbers they can act on.

How often your books are updated
DIY
Traditional
Reckonwell
Whenever you find time
Once a year, at filing deadline
Daily
When you find out about a problem
DIY
Traditional
Reckonwell
Usually too late
Months after it happened
Within days
Who does the work
DIY
Traditional
Reckonwell
You
An accountant you speak to once a year
A dedicated finance team member who knows your business
Software
DIY
Traditional
Reckonwell
Whatever you can figure out
Varies by firm
Xero / QuickBooks, set up properly from day one
HMRC & compliance
DIY
Traditional
Reckonwell
You handle it, or scramble each deadline
Filed on time, little else
Filed on time, plus daily bookkeeping so nothing is ever a surprise
What it costs you
DIY
Traditional
Reckonwell
Your time (the real cost)
Often unpredictable, scope creep
Transparent pricing — see your exact price in 2 minutes

We're not just another compliance box-tick. We're the finance function most founders wish they had.

See your exact self-employed accounting price

Pricing is based on your income level, transaction volume, and monitoring frequency. Use our quotation calculator to get your exact monthly price in under 2 minutes — no sales calls required.

Get Your Exact Quote →
Referral Partner Programme

Know a business that needs better accounting?

Refer them to Reckonwell and earn 10% of their monthly bill — every single month, for as long as they stay with us.

No cold calling. No contracts to manage. One introduction is all it takes — we handle everything else and pay you automatically every month.

10% lifetime commissionNo cap on earningsPaid monthly, automatically
Learn About the Partner Programme

Everything handled.
Nothing missed.

From the moment you sign up, we take over your tax affairs completely. You focus on earning. We handle the compliance.

Self Assessment Filing

Annual SA100 return prepared and submitted to HMRC before the January 31 deadline.

Year-Round Tax Monitoring

We track your income and expenses throughout the year — no surprises at year-end.

MTD Quarterly Filings

If your income exceeds £50k, we handle all four quarterly MTD submissions automatically.

HMRC Correspondence

Any letters, queries, or investigations — we respond on your behalf.

Expense Optimisation

We identify every allowable deduction to minimise your tax bill legally.

Daily Bookkeeping

Transactions categorised daily, not monthly. Your books are always current.

How it works

01

Onboard in 48 hours

Share access to your bank and invoicing tools. We set up your accounts and start categorising transactions immediately.

02

We monitor year-round

Every month, we review your books, update your tax estimate, and flag anything that needs your attention.

03

We file on time

Your Self Assessment is prepared, reviewed with you, and submitted before the deadline. No chasing, no stress.

Common questions

Know your price in 60 seconds

Use our calculator to get an exact monthly price based on your income and complexity.

FIAB Certified
IAB Member
No hidden fees
Cancel anytime

Want daily bookkeeping and real-time management accounts?

Our Fractional Finance Department handles all of this and more — daily →