Home

Fractional Finance

Fractional Finance

How It WorksPricingAdditional Services
Partner with Us
US Bookkeeping · E-Commerce & DTC Brands

Bookkeeping built for
e-commerce brands.

COGS tracking, multi-channel reconciliation, and sales tax nexus monitoring — handled daily, by a team that understands how e-commerce money actually moves.

From $300/month

Book a Discovery Call →

The E-Commerce Finance Problem

Revenue across five platforms, inventory in three warehouses, sales tax in twelve states.

E-commerce bookkeeping is not just more transactions — it is fundamentally more complex. Shopify payouts bundle fees, refunds, and chargebacks into a single deposit. Amazon settlements arrive weeks after the sale. Inventory moves between locations and changes in value. Most generic bookkeepers treat all of this as a single bank deposit and call it revenue. That is wrong.

The 2018 South Dakota v. Wayfair Supreme Court ruling created economic nexus rules that mean selling into a state above a threshold — typically $100,000 or 200 transactions — creates a sales tax obligation there, even without a physical presence. For a brand selling across the US, this can mean obligations in 20+ states. Your books need to track this exposure clearly.

Reckonwell handles the full finance operations layer for e-commerce founders: daily transaction processing, proper COGS accounting, multi-channel reconciliation, and nexus monitoring. Your gross margin is accurate. Your CPA has what they need. You know where you stand.

"If your gross margin looks different every month and you can't explain why, your COGS accounting is broken. That's fixable."

What We Handle

The finance ops layer
e-commerce founders actually need.

01

COGS & Inventory

Proper cost of goods sold accounting tied to your inventory movements. Gross margin you can trust — not a number that changes every time your bookkeeper guesses at landed costs.

02

Multi-Channel Reconciliation

Shopify, Amazon, Etsy, wholesale — each channel reconciled separately. Platform fees, refunds, and chargebacks mapped correctly. One clean P&L, not a pile of unreconciled deposits.

03

Sales Tax Nexus Monitoring

We track your revenue and transaction counts by state and flag when you're approaching or crossing economic nexus thresholds. Your CPA or sales tax specialist handles the filing — we make sure they have the data.

What's Included

Everything in one
flat monthly fee.

No à la carte pricing. No scope creep. One fee covers your full finance operations — including the e-commerce-specific work that generic bookkeepers miss or charge extra for.

  • Daily bookkeeping & transaction processing
  • COGS tracking & inventory reconciliation
  • Multi-channel revenue reconciliation (Shopify, Amazon, etc.)
  • Sales tax nexus monitoring
  • Accounts payable & receivable (AP/AR)
  • Payroll processing
  • Monthly management accounts
  • Cash flow monitoring & alerts
  • Dedicated finance team member

Tax Filing Note

Reckonwell handles bookkeeping and finance operations — not tax preparation or filing. We do not prepare or file federal, state, or sales tax returns.

If you already have a CPA, we work alongside them. If you don't, we can refer you to a trusted partner. Either way, your books will be clean and organised — which is exactly what your CPA needs.

"Do you file my taxes? No — but your CPA will thank you for how clean your books are."

Pricing

From $300/month

No setup fees · No long-term contracts · Cancel anytime

Questions & Answers

Frequently asked questions

No — Reckonwell handles bookkeeping and finance operations only. We do not prepare or file federal, state, or sales tax returns. We track your sales tax nexus obligations and flag them clearly, but filing is handled by your CPA or a dedicated sales tax service. If you need a referral, we can help.

We reconcile each channel separately — Shopify payouts, Amazon settlements, Etsy, and any other platform — and map them correctly into your accounting software. Platform fees, refunds, and chargebacks are all accounted for. You get a single, accurate P&L rather than a pile of unreconciled deposits.

Yes. We maintain a COGS schedule that ties to your inventory movements. Whether you're using a 3PL, managing your own warehouse, or drop-shipping, we set up the right accounting treatment so your gross margin is accurate — not guesswork.

Economic nexus rules mean that selling into a state above a certain revenue threshold (typically $100,000 or 200 transactions) creates a sales tax obligation in that state — even if you have no physical presence there. We track your exposure across states and flag when you're approaching or crossing thresholds. Your CPA or a sales tax specialist handles the actual filing.

We work with Xero and QuickBooks. Both integrate well with major e-commerce platforms. If you're on spreadsheets or a legacy system, we'll migrate you as part of onboarding at no extra cost.

Yes — that's the preferred arrangement. We handle the day-to-day bookkeeping; your CPA handles tax strategy and filing. We provide clean, well-organised books so your CPA can focus on high-value work.

Get Started

Ready for books that match
your actual gross margin?

Book a 30-minute discovery call. We'll review your current setup and show you exactly what clean e-commerce bookkeeping looks like.

Book a Discovery Call →

Or see the full US service overview →