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Fractional Finance

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US Bookkeeping · SaaS & Subscription Businesses

Bookkeeping built for
SaaS companies.

MRR tracking, deferred revenue, and daily finance ops — handled properly, every day, by a team that understands subscription businesses.

From $300/month

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The SaaS Finance Problem

Cash in the bank is not the same as revenue earned.

SaaS businesses collect cash upfront — annual subscriptions, quarterly plans, multi-year contracts. But that cash is not all revenue yet. Until the service is delivered, it sits on your balance sheet as a liability. Most generic bookkeepers miss this entirely, leaving founders with P&L statements that look better (or worse) than reality.

Deferred revenue scheduling, MRR reconciliation, and churn-adjusted ARR tracking are not optional extras for a SaaS business — they are the foundation of accurate financial reporting. Investors, acquirers, and your own board expect these numbers to be right. Generic bookkeeping does not get them right.

Reckonwell handles the full finance operations layer for SaaS founders: daily transaction processing, proper revenue recognition, and management accounts that reflect what your business is actually doing — not just what hit your bank account this month.

"Your MRR dashboard and your accounting software should tell the same story. If they don't, your books are wrong."

What We Handle

The finance ops layer
SaaS founders actually need.

01

Revenue Recognition

Deferred revenue schedules built into your accounting software. Revenue recognised in the correct period — not when cash arrives. Accurate P&L every month.

02

MRR / ARR Tracking

Live MRR and ARR reconciliation tied directly to your accounting records. New MRR, expansion, contraction, and churn tracked and reported monthly.

03

Daily Finance Ops

Transactions processed daily, not monthly. Bank feeds reconciled, AP/AR managed, payroll handled. Your numbers are always current — not scrambled together at month-end.

What's Included

Everything in one
flat monthly fee.

No à la carte pricing. No scope creep. One fee covers your full finance operations — including the SaaS-specific work that generic bookkeepers charge extra for (or miss entirely).

  • Daily bookkeeping & transaction processing
  • MRR / ARR tracking and reconciliation
  • Deferred revenue scheduling
  • Accounts payable & receivable (AP/AR)
  • Payroll processing
  • Monthly management accounts
  • Cash flow monitoring & alerts
  • Dedicated finance team member

Tax Filing Note

Reckonwell handles bookkeeping and finance operations — not tax preparation or filing. We do not prepare or file federal or state returns.

If you already have a CPA, we work alongside them. If you don't, we can refer you to a trusted partner. Either way, your books will be clean and organised — which is exactly what your CPA needs.

"Do you file my taxes? No — but your CPA will thank you for how clean your books are."

Pricing

From $300/month

No setup fees · No long-term contracts · Cancel anytime

Questions & Answers

Frequently asked questions

No — Reckonwell handles bookkeeping and finance operations only. We do not prepare or file federal or state tax returns. If you need a CPA, we can refer you to a trusted partner. Your books will be clean and organised, which makes your CPA's job significantly easier.

We set up a proper deferred revenue schedule in your accounting software (Xero or QuickBooks) so that revenue is recognised in the correct period — not when cash hits your account. This is critical for accurate P&L reporting and for any investor or acquirer due diligence.

Yes. We maintain a live MRR/ARR reconciliation that ties directly to your accounting records. You get a single source of truth — not a spreadsheet that drifts from your books over time.

We work with Xero and QuickBooks. If you're already on one of these, we slot straight in. If you're on spreadsheets or a legacy system, we'll migrate you as part of onboarding at no extra cost.

Yes — that's the preferred arrangement. We handle the day-to-day bookkeeping; your CPA handles tax strategy and filing. We provide clean, well-organised books so your CPA can focus on high-value work.

Most clients are fully set up within 48 hours of the discovery call. We connect to your bank feeds, migrate existing data, and get everything clean and current. You don't lift a finger.

Get Started

Ready for books that match
your MRR dashboard?

Book a 30-minute discovery call. We'll review your current setup and show you exactly what clean SaaS bookkeeping looks like.

Book a Discovery Call →

Or see the full US service overview →