Virtual CFO services for
scaling businesses.

CFO-level financial oversight without the full-time hire. Daily bookkeeping, management accounts, cash flow forecasting, and a finance partner who helps you make better decisions.

From $300/month

Book a Discovery Call →

The Scaling Finance Problem

You've outgrown basic bookkeeping. You're not ready for a full-time CFO.

There's a gap between "I need someone to reconcile my bank account" and "I need a $200k/year CFO." Most founder-led businesses at $500k–$5M revenue sit squarely in that gap. They need financial clarity to make good decisions — on pricing, hiring, fundraising, expansion — but they don't need (and can't justify) a full-time finance executive.

A virtual CFO fills that gap. You get the bookkeeping foundation — daily transaction processing, reconciliation, AP/AR — plus the strategic layer: monthly management accounts, cash flow forecasting, budget vs actuals, and a finance partner who can help you interpret the numbers and make better decisions.

Reckonwell's virtual CFO service is built for founder-led businesses that are past the startup stage and need financial infrastructure that scales with them — without the overhead of a full-time hire.

"Most founders make their biggest financial decisions with the least financial information. That's the problem we solve."

What We Handle

The full finance stack,
from bookkeeping to board pack.

Finance Foundation

Daily bookkeeping, bank reconciliation, AP/AR management, and payroll. The operational layer that everything else is built on — done properly, every day.

Management Reporting

Monthly management accounts, board pack, and KPI dashboard. Numbers that tell you what's actually happening in your business — not just what hit your bank account.

Strategic Finance

Cash flow forecasting, budget vs actuals, and a finance partner who helps you interpret the numbers. Pricing decisions, hiring plans, fundraising prep — we're in the room.

Full Service List

—Daily bookkeeping & transaction processing
—Monthly management accounts & board pack
—Cash flow forecasting (13-week rolling)
—Budget vs actuals reporting
—KPI dashboard & financial metrics
—Accounts payable & receivable (AP/AR)
—Payroll processing
—Fundraising & investor data room support
—Dedicated senior finance team member

Tax Filing Note

Reckonwell handles bookkeeping and finance operations — not tax preparation or filing. We do not prepare or file federal or state returns.

If you already have a CPA, we work alongside them. If you don't, we can refer you to a trusted partner.

"Do you file my taxes? No — but your CPA will thank you for how clean your books are."

Pricing

From $300/month

No setup fees · No long-term contracts · Cancel anytime

Questions & Answers

Frequently asked questions

A virtual CFO provides CFO-level financial oversight without the cost of a full-time hire. If you're past the early startup stage, generating meaningful revenue, and making decisions that require financial clarity — pricing, hiring, fundraising, expansion — a virtual CFO gives you the strategic finance layer you need. Most founder-led businesses at $500k–$5M revenue benefit significantly from this level of support.

Standard bookkeeping records what happened. Virtual CFO services interpret what it means and help you decide what to do next. You get management accounts, cash flow forecasts, budget vs actuals, and a finance partner who can sit in on board calls, help you prepare for fundraising, or model out a pricing change. The bookkeeping is the foundation — the CFO layer is what makes it actionable.

No — Reckonwell handles bookkeeping and finance operations only. We do not prepare or file federal or state tax returns. If you need a CPA, we can refer you to a trusted partner. Your books will be clean and organised, which makes your CPA's job significantly easier.

Yes. We can prepare the financial components of a data room — historical P&L, balance sheet, cash flow statements, and financial model — and ensure your numbers are clean and investor-ready. We don't provide legal or investment advice, but we make sure the financial story is accurate and well-presented.

We work with Xero and QuickBooks. If you're already on one of these, we slot straight in. If you're on spreadsheets or a legacy system, we'll migrate you as part of onboarding at no extra cost.

Most clients are fully set up within 48 hours of the discovery call. We connect to your bank feeds, migrate existing data, and get everything clean and current. You don't lift a finger.

Get Started

Ready for a finance partner,
not just a bookkeeper?

Book a 30-minute discovery call. We'll review your current setup and show you what CFO-level financial oversight looks like for a business at your stage.

Book a Discovery Call →

Or see the full US service overview →

Virtual CFO services forscaling businesses.